-Steven the Tax GuyYour guide to IRS laws, rules and regulations.

That means economic laws and regulations.

Private investors may have risk in the lending process but often are less regulated and can make riskier loans.

Non-profits are exempt from many limitations and regulations concerning real estate matters.

the insurance regulations for "boarding houses" are insane, and for over 2 years i have been trying to find a better way. as mack said, in nj a house that would otherwise be 600-800 a year in insurance is 4k+ and even then the deductibles for certain things (i.e. water damage) are very high (~2500). it eats up a lot of profit. i always wonder what the 'master investors' (the RE minority who own majority of the towns) do about things like this. the only thing i can imagine is that they say it is owner occupied or that it is being rented by "families". i, too, don't like to take risks with things like insurance so i continue to investigate legit ways to reduce the high insurance costs.mack what did you end up doing?

I was always told it takes forever for laws/rules/regulations to change but in the wacky world of REI,if you blink you miss them, and then they change again by the time you are aware of the new change...you gotta love it!...

To implement these regulations they are redefining seller financing as loan origination, even though no money is actually loaned to the buyer under an installment sale contract The new regulations will effectively end all investor installment sales and will probably apply to lease options as well.To stop these regulations from being implemented, please submit our comments at www.regulations.gov.

The language in the FHA regulation is pretty clear that it's from the date of settlement (the closing), but I've had two underwriters that required the 90 days to start as of the day the deed was recorded.

My attorney has written several letter's arguing it is legal mainly because these are not regulated entities and there is no case law challenging the validity of the transaction.

This includes learning how to navigate the current rules and regulations discouraging wholesaling.