Shop the loan, there are so many different programs.  

Thanks in advance for any advice or feedback!

(Loan program, term, credit score, etc) just for hypotheticals, say your looking at a 30 year conventional on your primary residence with 720 credit, rate could be ~4.75-5.125%  FHA is typically a little lower. 

Thanks in advance!

I have one for each state so obviously I would have multiple entities but it has nothing to do with deceptionOluwatosin- I don't know the exact specifics on this one but we don't lend in NY under the 100% program I used to do so not really sure why he is saying new appraisal etc. unless I had him switched over to the cost program.

Thanks in advance for any advice and opinions offered!

I was wondering if there are places that didn't have unnecessary fees and allowed you to conveniently work for yourself.Thanks in advance. 

Thank you in advance for the help! 

There may be some programs allowing title to stay in the name of the LLC, but will probably be more expensive (up front or over time).2. b) Financing in your name has a value that, based on your post, was not negotiated before hand. 

Thank you in advance :)