InsuranceWe need to insure on the LLC's name or in our name - depending on what we decide on the title.Should I seek products tailored to short-rentals like Foremost or Proper through Lloyd's of London?

Sit down with local loan officers, banks, hard money lenders, Realtors, wholesalers, etc.... and you will quickly learn what loan products could work, and where to find deals.

@Barry Pekin as a newbie I find that unfortnately people are in such a hurry to sell their products that they dont tell you the ramifications you may encounter.

You might be better off doing a cash-for-keys arrangement or declining to renew the leases when they expire (find out when that is, BTW).I assumed a 10% vacancy rate, which is probably why my expenses are less than yours overall. 

Due to the influx of high-rise student housing near campus that opened in the past 24 months, some investors have seen a decline in rents due to higher inventory.

I tend to outwork everyone, very competitive in terms of meeting goals and putting the best product first. 

check the link below  https://www.amazon.com/Book-Investing-Real-Estate-Money/dp/0990711714otherwise there are products out there to get in a property for as low as 1-3.5% down. maybe find a partner to come up with the money?

@Andrew Nguyen might have trouble finding that product in big areas like Dallas/Houston.

@Lauren Griffin definitely the Freddie Mac SBL (Small Balance Loan) product.

I truly see not declining revenue for this particular product.