If the work is disruptive, the tenant may object.

Certain people can have tenants living in a unit next to them or in their basement (not me), others can have a property where they engage as a property manager and do all the repairs themselves (not me again).What I do is invest where my time is free but I still meet my return objectives.

The SFR is highest interest rate, lowest principle.

Its a good sign though that you have a lot of interest.I always follow the principle that you cant judge a book by its cover.

From that point my plan would be to get the principle paid down on both of the rentals as much as possible and possibly do a cash out re-fi on one of them for a down payment on a 3rd rental 4-5 years from now.I would like to get as much input and advice from everyone here that has started as small as what I am and what you think about my plan relative to my given financial situation.

In reality, buying SFDs with 100% seller financing is rare, you need a motivated seller and trust, experience and be in good financial health to pull it off as a principle method.

But, those investors are going to make a lot less money and probably find many fewer reasonable deals.So, we certainly agree in principle...I dont believe there are any right or wrong, black and white answers.

We also perform energy efficient renos on our properties ... we have a core objective of increasing the efficiency of the properties we acquire by 40% or better.

Sorry, you have that one messed up, equitable interests are gained by having a financial interest in or to a property, if you are trying to obtain money for another, without having an interest in or to the transaction, as a principle you could be viewed as an agent or broker and without a license, you stepon it!

Jose, one place to start will also be your birthday :) As a principle in your own transactions, you will need to be 18 in most cases to sign your contracts.