I had the idea these housing prices would start coming back down to earth sooner; I'm currently in a home that I planned to rent when I purchased it.

To use it, just look under "Build Your Team" - Find a Property Manager - Then you can answer a couple of questions and be presented with options that fit your needs.

My wife and I have a large growing family and a home that perfectly fits our needs but want to expand our rental portfolio.

The optimal plan of action is determined by your personal objectives, level of risk tolerance, and state of the market.Good luck!

I plan to move forward repainting the entire interior.

This allows them to tailor their search and recommendations to fit your specific investment goals and criteria.6.

You can buy down the rate but it will not make sense if you plan on doing a refinance in the next 3-5 years.

No conventional lender (that I've found) will be able to fit all this criteria, because it's very unique.Occupancy: Currently rented on a short-term basis (airbnb), however, in the process of securing long term tenants.Gross rent (for 1 tiny house): $14,400 annually ($1200 monthly)NOI (for 1 tiny house): $9,600 annually ($800 monthly)Expected Gross rent (for 2 tiny houses): $26,400 annually ($2200 monthly)Expected NOI (for 2 tiny houses): $18,000 annually ($1,500 monthly)Value of portfolio financed at 8% cap rate: $225,000Loan terms sought: 70-80% LTV loan size ($157k - $180k), 20+ year termAnticipated or actual appraisal issues: This is where one of the main problems lies.

Our goal in investing is long term benefits (we would like to plan for retirement and helping our kids get started as adults), also plan to gain passive income, maybe gain one property every other year or so. 

Both told me that their department doesn't do environmental studies on properties, and suggested to talk to the Planning & Zoning / Developmental Service.