You can look it up yourself, but maybe just maybe the person that installed the tile didn’t take that precaution and now the install failed.

I currently reside in a higher-end condo in Orlando, Florida, and obtaining a mortgage with a sub 3% interest rate was crucial for making it a feasible investment.Allow me to share a personal anecdote that sheds light on the condo buying experience.

My most gracious analysis would be this (and this is just me): (1) I think the owner is a very kind man - I’ve talked with him personally.

So having a joint account makes sense BUT my team and I will also have separate deals outside of this partnership with this other person.

In other words, the person with the most toys, wins... not the person who paid the least amount of tax.

Echoing what Nathan said-make sure you compare the scope of work both are planning on doing and vet your person.

We took the depreciation on our personal tax return in 2022.

We are shooting for 3x income, but might settle for as low as 2x, if the person seems like a good candidate.

It is a bit of a gamble, but personally, I always get my own bids from people I will hire and either take a credit on price or have title issue the checks directly to those contractors to get work done as soon as I close.  

I would vet them intensely and make sure the lease is personally guaranteed.