The Beginning of your statement sounds like bird dogging but i get what your saying.and overall these are some great advice and all these apply to all of those that have this same problem right now, i always believed that  trying to get loans searching online or asking around which isnt a bad thing to do but the likely chance of someone getting a loan to help them out with a credit score this low is unlikely as some of ya said, so there is only one way to do that and that is to work and pay the debts off, mainly the utility bills that need to get tended to especially if you wanna live in your own space again, or if its for the first time.We all had some unfortunate circumstances in life, Death in the family, force to get bills put in your name by someone so they didn't take the blame of not dealing with those bills themselves, and that's someone you don't wanna live with trying to push everything on you  and make it your responsibility, sad reality but at the end of the day it gonna be your responsibility anyways later on.

Disclaimer: While I’m an attorney licensed to practice in PA, I’m not your attorney.

So I decided to make another post and ask completely different question: is there any list of online paid mentors (consultants), who I could hire to help/teach me with what I want in entirely online based real estate business?

Suggest you invest inspection with a foundation contractor give you practical aspects of foundation. 

I'm a new member but not new to real estate and I'm glad to finally be a part of an online community to share insights and exchange information.

Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040; Pre-tax IRA contributions on reported on line 32 of Form 1040; Pre-tax solo 401k contributions are reported on line 28 of Form 1040; Roth solo 401k funds are subject to RMDs; A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.); Roth IRA funds are not subject to requirement minimum distributions (RMDs); The fair market value (FMV) of assets held in a self-directed IRA is reported on form 5498; The fair market value of assets held in a solo 401k are reported on Form 5500-EZ; At termination, the solo 401k is required to file a final Form 5500-EZ and 1099-R; and At termination, the self-directed IRA is only required to file a form 1099-R

I'm a new member but not new to real estate and I'm glad to finally be a part of an online community to share insights and exchange information.

Do you need to practice ?

What's a good online course for a real-estate license..

  - my only insurance claim in 28 years of car/home policies was for a windshield (road damaged) 10+ years agoI now realize it is likely for my State Farm policy premium to increase and after having read all sorts of horror stories online, I guess worst case scenario would be State Farm cancelling or not renewing my policy at which point I'd be at the mercy of high risk/$ options.