Yep, they have a CD or a program.

The VA loan program is for owner occupants. 

Fannie Mae, HUD and other programs like that can be a great source of properties, especially if you can truthfully qualify as an owner occupant.  

If you agree to this,you can contact me if you are interested in my loan program to send you my loan application form to proceed on the loan funding .Thank you as i look forward to hear from you.

Try my $10,000 mentoring program.STAY AWAY FROM ANY OF THESE PROGRAMS.  

I work at the local community college where I started a sustainability/construction/renewable energy/energy efficiency program and teach some courses.

Now when I do cross qualifies for my realtors the LO might be using a bank that has a program that I'm not familiar with or that I don't offer. 

The flip side of that is there are great neighborhoods in Cleveland that were selling at $30k-$40k two years ago and due to targeted redevelopment programs (follow the money), rehabbed properties are now going for $135k-$150k and new construction condos at $200k+.

I spent a few days coming up with a application that will pull all the e-mails address from the last few days of "real estate for sale - owner " sectionIt would then send all of those folks a ( call me I want to see the house and put in an offer e-mail )I ran the program once, most of the folks that called want top dollar or market value.

Is there a program you'd recommend for implementing it?