Hi Molly,Since, you are merely using one loan to pay off another, it doesn't seem like an efficient use of capital (especially if the loan you are paying for the primary has low rates).

Rates are still historically low, and I’ve seen with clients refinancing they may have a higher loan (from pulling cash out) but their over all monthly payment is comparable to what they are used to because of the lower rate.

I was thinking I would reinvest some of the rental income to make some minor repairs/maintenance around the home.

. - New tenet fees - Small toilet leak (should’ve barely changed things)After those bullet points, no explanation for low cashflow. 

To those who send low offers in strong investor markets; are you successful against the masses and if so, is it just a numbers game, or am I missing something?

Ive seen on a BP thread that one Landlord preferred those one piece showers over the traditional tile and grout showers because of the maintenance.

Hi CJ, Greenfield neighborhood has a ton of duplex and triplexes, and is very convenient to Squirrel Hill and to the Parkway for quick access to downtown, with sale prices still being relatively low compared to neighboring areas

I use a cheap pair of $20 bluetooth earbuds, and listen at low volume, so I can hear if someone starts talking to me, but turning up the volume may even be enough for you. 

My taxable income is actually so low in 2023 that if I take the $25k special allowance deduction for passive losses and the regular standard IRS deduction, my taxable income is negative.

Prices are still relatively low so it would be a great spot to start your journey.