I have identified the problem tenant one late and one returned payment and she seems to not get along very well with the other tenants.

For example I live in an expensive area so my main task lately is I've been researching new markets that I can afford to invest in. 

And you now have 3 rental instead of 2.If the rental was marginally good, or had deferred cap ex looming, or didn't stress test positive after a cash out (barring crazy potential appreciation) then the right move would have been to sell and 1031.Watch your leverage and keep it reasonable as we enter a late market. 

Sorry for late reply.

I don’t mean this to sound harsh but land lords have been getting a bad wrap lately and it’s things like this that add fuel to the fire.

And you can show that you spent more than many rental frigs cost in repair costs with a guarantee.Do go see an attorney--one to start the eviction process as soon as their rent is late in a few days---call their hand. 

Good Afternoon,Hypothetically speaking, let's assume I saved $60k to put down on a $300,000 quad-plex. 

Good afternoon everyone, I am a new real estate investor in the Milledgeville, Ga area with one single family residence in my portfolio while also owning my separate primary residence.

If a borrower has recent judgments/ liens, late payments and such its a good indicator that they are not in position to take the loan.One way around the credit requirements is to add someone to the loan with a good credit history.

The highest mid FICO scores I usually see for people with high utilization and no late pays or derogatory accounts is 670-680.