I generally meet with the appraisers at the house, walk them through everything we did, ensure there are no health or safety concerns, and answer any questions they may have.For further information see 24 CFR § 203.37, Federal Register (Vol. 76, No. 249, Pages 81363 - 81365), FHA Lender's Handbook.

What's her current health insurance status?

My current income is low -- too low to qualify for a mortgage of any kind - due to health issues I've been dealing with for the last few years.

It may be a month or two due to some family health issues (no worries....GOOD health issues) but I'm not going away and I like the details you outlined for me.

How could the fathers health care cost affect a LC pro or con?

Another thing to consider is what his financial health will be taking a $1000 hit on each job.

I also wanted to add in my area many banks board of directors from failed banks that the FDIC took over are now being sued for damages.The FDIC says they were given a compliance letter that there ratios were out of whack and they needed to change loan practices immediately to protect the health of the bank and shareholders.The FDIC contends they ignored their responses and are now suing them for negligence.Will have to wait and see how these cases proceed in court.Now you know why many banks won't touch non-vanilla stuff.

This means understanding the financial health and the level of reserves of the HOA you're joining.

The tenant had some mental health issues so we created a team approach.

I know Hilo is less expensive but I have some health issues that would make living in the drier area much better...Can you point me to the current laws for LTR/STR, Ohana's etc.