I would think this would be better suited in an area were there is a greater population sample to pull from as I stated I could not rent an airbnb because i could not ( dont know how) put up my picture so there is picture bias. so i went to vrbo LOL

I'll ask you do an exercise with me that will help you really feel it.You've got two young kids now.That limits some of your more extreme options, but can you sell the house right now, move into a one bedroom near the hospital you work at, sell the car you're driving and get yourself into a $5K Toyota or Honda economy hatchback, and really bear down on erasing your personal debt for the next three years?

Lawyers must exercise professional judgment to advise clients on which "forms" and what goes "in the blanks" to achieve (hopefully) your goals. 

A smart person will see this for the golden opportunity it is, and will exercise discipline. 

As a courtesy, here are a few links to example business plans for you to use: Sample Fund Pitchdeck- this is a sample pitchdeck from a specimen fund. 

I leave the answer to that question as a delightful exercise for the reader.

If you want a full survey of the distress that is related to expansion and contraction of clay soils, you need to mobilize a drill rig and take samples.

@Michael FortierHere are some samples of what you will see with FHA financing

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.

Security deposit amountYou can find plenty of examples by searching for "tenant estoppel certificate doc" or exchanging "doc" with "pdf" for more options.Here is an example and explanation: Sample EstoppelSome have a lot of legal jargon but this document does not need to be so detailed.