If you're an employer with more than a certain number of employees (again, state specific), you'll likely be required to carry insurance for your employees (and perhaps yourself as well, depending on state).

The apartment is in good condition, with lots of nifty upgrades (new cabinets, closet organizers, etc), in a great location, and very close to major area employers.

Either way it seems risky and if you can easily rent your place out to someone else who is full time employed and can afford the rent you might want to consider that.

Looking to connect and know more with locals with some 'skin in the game'I saw some banks saying 10% down minimum but you need to show one year of stable employment with the same company..

Brandon has not been employed by RP Capital since January of 2017.  

I'm just trying to grow my wealth as much as possible during my most formative years (I'm 47) and self-employed as just have a I401K which has lagged at best even thought I have had for 20+ years.  

Whether it is Renatus or Clayton Morris - once you start suspecting that they are being less than honest, it's time to cut bait.

Calling past landlords and employers: Here is the process that I follow RENTAL VERIFICATION:Contact owner and ask following questions:Can you please confirm [name] lives / lived there?

With Lansing, you have better prices and with MSU, state government and GM all as local employers, it made sense to me too.

San Antonio, while not wealthy, has relatively stable employment rates with the major military bases, USAA  headquarters, and the Medical Center.