From that point on, should you need to track your business transactions thru an app/software, you will only need to refer to the business account since you already knew that you are separating them from the beginning.

Hi Matt, When I mentioned 1099 type tenant, I am just referring to self-employed tenants with cash flows that might vary widely at times depending on their receivables aging. 

I would be interested to know if anyone has experience working with pmimmediately.com?   What did you think?   Good, bad, indifferent?On a related note, what PM lenders have you enjoyed working with?Thanks!

When you say underfloor, are you referring to your HVAC system located in a crawlspace? 

Sellers are naturally looking for someone that is easy to work with, and pre qualified with a reputable lender.

Tell him Amy referred you. 

I'd go up to them, and simply state we can do this the hard way-- and you will play by  regular rules, and the eviction will essentially make it insanely hard for him to find a place, or he can do the easy route.   

They will have to find a renter within 2 mos, which is easy. 

I do not know about cheaper, but i believe it may run the same or a little less, depends on how much wall / ceiling needs to be opened and patched to block off the ducts. the 1st floor should be easy to re route to the new unit, so essentially you would be blocking the feed and return to the 3rd floor. the only " new" duct work ( if you can not tap into the old ducts on the 3rd floor) is the new ducts for the 3rd floor. so you would have 2 new units( or 3 if you want to replace the old one) re routing 1st floor feed and return, blocking 3rd floor feed and return and new unit and possibly duct work in the attic. you will get a better system then using multiple mini splits per unit.

I like Bagley as an area, but not easy to get property in there nowCheersLindsay