I dont know what kind of poor people you deal with, but poor people I know eat what they can get (low end food) and cook it in grease to make it taste better.I've been working with mid to upper-end stuff for four years now and it has treated me pretty well.

It certainly beats the crap out of working an additionl 40 hrs/week to gain overtime salary.Maybe it's more like this-- it's better ROI to put your cash in a money market account than keep it under your mattress; but it's better to put it into an index fund than a money market; better still to select a prize-winning stock; better still to correctly pick hedge funds/explosive growth companies, etc., etc.

Micro-farms and community-supported agriculture (CSA) are popping up everywhere, due to skyrocketing demand for organic, locally-grown food.

The first answer to your question is correct (see above.)

From what I understand one of the best places to look for real estate properties in my local area is the classified ads in the home/real estate section of the newspaper, but I would appreciate it if someone could correct me if I am mistaken.

After all, they read out the correct information on the phone. and never saw a final copy until closing.another pet peeve of mine is lender's ordering appraisals of investment property and not specifying that a licensed appraiser must do the investment property appraisal.

Actually they are taking the "title" back from the owner.The term "pre" foreclosure (depending on the state) is the time period a lender must go through where the foreclosure process is actually a public record, up to the date the lender legally obtains title to the property.So the correct terms would be:Pre-foreclosure - Public notice has been filed where the lender initiates reoposession of TITLE from the current homeowner.Foreclosure - After a lender has completed the legal process and they now hold the title and are the legal owners.

Am I correct on this.

The advice from Stefanie is correct in this case though.

Yes you are both correct.