By next year, I will have established credit, a two year track record of income, and hopefully $32,000 if I eat peanut butter jellies everyday and save my pennies. 

Worth every penny... 

His body was transparent; so that Scrooge, observing him, and looking through his waistcoat, could see the two buttons on his coat behind.Be not a Scrooge!

Its worth every penny and then some. . . . . 

100% have them skim coat it.

It’s now been 45 days and they haven’t paid a penny.

I didn't give him a penny for his home and investments.

However, if you can buy those weeks from the resale market for pennies, it could cash flow well BUT it all depends on the resort.

All it needed was a coat of paint in a few rooms (bedrooms were: pink; two shaded of purple with black trim; red, grey and black) and they'd patched all the holes in the walls (from hanging pictures), so they looked really bad.

I won't speak at clubs or events that have the latest guru pitching his/her hot new way to acquire real estate for pennies on the dollar... if you'll come to his/her weekend seminar.. where he'll/she'll try to sell you into coaching... where you'll learn the real secrets.