I don;t care what the story is, if they say yes, goodbye.Do you have any animals or pets?

Other portfolio characteristics will have affected pricing which will include geography (judicial and non-judicial foreclosure along with eviction time and costs), some degree of foreclosure seasoning, previous servicing strategies, etc.

Reference it as needed to ensure you're getting your I's dotted and T's crossed correctly.When you charge the security deposit, I wouldn't state it's for the animal as otherwise it may become an ESA which wouldn't allow you to assess a higher deposit.

Being environmentally aware, these animals are incredibly important and need to be dealt with properly.  

SBA financing is a quirky animal. 

Interest is NOT what ever you can get, it is to reflect the risk with the type of property and the borrower, actually, lending isn't a greed play.Churches are a different animal and there are specialty lenders for them.

If we discover credible evidence you have been keeping an animal, you will be notified of the default and informed of the steps you must take.

How do I find such an animal in the marketplace?

I'm sure you already know this but commercial financing is a very different animal that conventional lending. 

What characteristics of a title company need to have before they are considered investor friendly?