Our Midwest "B" market we are looking at $1 per month per sqft, we take care of the taxes and maintenance. 

Also, I am scared a tenant cant damage the home and leave it unappealing for me to move into....and lasty, taxes or insurance can grow out of proportion leaving me not wanting to move their in the future. 

Ask the questions...Maybe they want to avoid cap gains taxes so a small down would work.

Factor in property taxes, insurance costs, and maintenance expenditures to ensure your investment aligns with your financial goals.Take Advantage of Financing Options: Explore FHA loans for owner-occupied properties or conventional financing options tailored to multifamily investments.

I am a loan officer so feel free to reach out if you are interested in financing, or if you just want to discuss further/have questions.

The only upgrade I made to the condo while there was a fresh paint job that was done by my generous brother-in-law FOR FREE (minus materials) and the epoxy I handled myself in the garage.

Maintain discipline in property management and consider tax planning to maximize tax benefits.

On the other hand, you can't market for free, unless you believe gurus who claim that you can do wholesaling by looking up MLS, Zillow, Redfin and etc.

You will also have added costs because the primaries that are currently mortgage free will now have mortgages.

**Stability and Predictability**: Buy and hold offers long-term stability and predictable income, aligning with my investment goals for consistent returns and tax benefits.3.