Also, you're able to keep the loan current if you're planning to keep the seller's name on the mortgage until it's paid off.

I'm in escrow on a duplex, my credit score is high 750+, I'm a W2 employee, and I plan on keeping this duplex for more than 10 years.

That's a have your cake and it eat it too situation...you want a no money down, no risk to you, and keep 100% of the equity situation.

Just keep in mind this is a typically one and done type of financing as it requires owner occupancy.Neighborhood quality is crucial and cannot be overstated.

I would like to keep the number (biz cards etc...) but I am not stuck to it.

It seems prices are relatively high in the area and that leads me to wonder if I should keep looking for a good deal locally or if it would be a better idea to invest out of state.

For argument's sake, and to keep the math simple, let's say you have $1 Million in ETF's or some other safe-ish, well-diversified assets.Step 1:  Take out an SBLOC (Security backed line of credit) on said portfolio. 

(Of course I wanted to be able to jump on a deal immediately if need be) and he happened to have a personal friend looking to sell.

Please advise if we bought the property and if it was the lease from the previous landlord.One time we saw that they were smoking, but it's not allowed in the property.Also, we noticed that it's only 1 person in the lease, but it's actually 3.Please advise if we can do something with that.

Keep investing and moving forward!