Curious if this would be advisable for the first one to help save some money and then maybe add management as money allows.

People online like to paint rosy pictures about how much money their short-term rental makes.

However, most commercial mortgages offered by community banks still demand interest rates of 6.75 - 7.50%, and hard money/ debt funds demand even higher rates. 

Kind of like Mitch Stevens and that Grant Kemp...( but those guys are big time vendors ) ..I guess there is good money in training too......

I didn't budge and declined additional credits.They finally sent a termination notice but checking with their lawyer regarding request of earnest money. 

Also, for estate planning Money Podcast 532 Building Generational Wealth?

It's a great way to increase your net worth and these loans can also be used to pull cash out of a property as it appreciates allowing you to reinvest money into new deals.Happy to discuss further. 

I have plenty of verifiable W2 income to qualify but want to do this purchase with low money down.

Lastly, did you say this was a hard money lender?

That means we've gone through all the horror stories, scammers, folks running off with money, shoddy work, etc.So you'll probably find few, if any, folks willing to hand those relationships over.My advice would be to test folks out on small jobs and work them up to doing larger ones.