If you're asking in terms of race, more African Americans; it's just where my rentals are.

Large debts are a red flag, but irresponsible use of credit is the larger concern.

There are lots of engineers and oil company employees from India and from the middle east, along with Asians, white people, African-Americans, and Latinos.  

,I doubt the Bank of American will talk to you, but you can keep checking and wait until they list it and then make an offer if they list it because they have their friends who is investor, and they might not list it.Joe Gore

Is he a lazy wholesaler or is there something that brings up red flags once you do your due diligence?

We were able to ferret out a family of Professional Tenants yesterday after picking up on few 'red flags' on their applications. 

When I was a title closer I have done closing with individuals in other counties ... they just went to the American Embassy for notarizing and gave a power of attorney to their attorney for the closing.

One source does ask for POF and an NCND, but I don't think that is cause to dismiss the source.If you choose to pursue this, you will soon learn that this gobbledegook is indeed a warning flag you're just dealing with some "broker joker" as @Dion DePaoli describes them.If you're really thinking you're going to get in the middle of one of these deals and collect a 3% commission off a $10 million package you're just wasting time that could be spent doing something that might actually make money.I do know of at least one group who really does buy small REO packages. 

The AUS is a hardcoded system that will initially put the file through the wringer, detecting any red-flags & criteria discrepancies that the borrower will have to be responsible for before receiving any credit. 

@Jeremy Davis I was thinking if they made it illegal for whatever reason (upset the average american is profiting?)