Meaning, the bank wants to see that a property cash flows for typically one to two years of tax returns before they count it as income. 

Terms such as interest rates and payment schedules are typically negotiable.Combining creative financing with seller financing can include strategies like:Subject-to and Seller Financing: Taking over the seller's mortgage and financing the equity portion through the seller.Lease Option: Renting with an option to buy while negotiating seller financing for part of the purchase.Wraparound Mortgage: Keeping the seller's existing loan while they finance a new loan that includes the balance.To proceed, consider connecting with experienced investors, understanding local legal implications, and attending networking events to gather insights.

Typically, higher income areas have lower crime, more amenities, better schools.  

I was doing some research yesterday, a typical wildfire generates radiant heat of about 1,500F and with high winds can reach up to 2000F. 

Pretty lofty goal and essentially I am going to be probing as to what the hogh performers pain points are so that I can help.Thanks for stocking around yall🙂

And are they riskier than a typical conventional loan? 

All too typical park owner who took all the profit out of the park without reinvesting in the business then wants to sell you the potential he was too cheap to invest in. 

I accept the need for a competent PM and the reality that competence typically ain't cheap.

Financial/Investing/Real Estate YouTube channels typically make $6-8 per 1000 views. 

A cash out loan would have 6+ months typically and if it is a traditional loan it would be 12 months.A DSCR loan will not work for what you are trying to do.