It wasn't easy and sure as hell was not as frightening as your journey, but it was rewarding nonetheless. 

She was a fantastic tenant—always paid on time, easy to work with, and took good care of the property overall.

This is why I asked what the common or average investor who buys a turnkey property with you looks like.You have been super informative on this post and I don’t know of anyone more knowledgeable than you on this subject.

Targeting that small an audience will not be easy.  

Variable income is SUPER hard since covid and no real way around that beyond showing an offer letter that states you get a minimum guaranteed hours, and you may need a payroll log to prove you never went below that number. 

I honestly feel bad saying that because anyone that has saved up $25K to invest should be darn proud of what they have accomplished as that's no easy feat. 

Super nice guy, and a genius.You can also go checkout Divorce Lending Association and find a local CDLP if you'd prefer.

Staying local and house hacking—especially now, before kids—gives you so much flexibility to set yourselves up for long-term success.Your financial foundation is super strong, and house hacking a quad sounds like an amazing first step for you two.

Super cool apartment style living, but all one story. 

Haverhill is another interesting area with reasonable home prices and a lot of municipal developments in the works (also the commuter rail and easy access to major highways).