Would this be something that is covered under the umbrella. in both of these cases, would these be something that my umbrella would cover, paying for an attorney to fight the termination and also paying what would not be covered if the company holding the regular policy will not cover the damages, even though the regular policy has sufficient coverage i.e. the limits that are stated in the policy should far and above cover what is being asked for repair.

The only thing I’d like to add is that LLC are very state specific, so what qualifies as minimal to do to keep entity “veil” in place in one state might not be sufficient in another.  

I know that sounds weird, but don't propose a low or no money down seller finance deal if you don't have sufficient reserves.

While saving up for your house hack deal (even at 3.5% down you still need a decent chunk of change for closing costs, initial repairs and sufficient reserves) put all your money in a high yield savings account like Wealthfront or in T-Bills on Public.com.

TREC contract, what clauses to use, what language to put in the special provisions and give yourself a sufficient option period.

Though I don't believe consumer prices will ever recede back to pre-pandemic levels, wages continue to increase https://www.epi.org/nominal-wage-tracker/and inflation is receding and we expect a series of fed rate cuts over the coming year, so although this should be sufficient to prevent recession, the reality is that we can't predict this with 100% accuracy.

Think high credit scores and being able to show sufficient liquidity for your growing portfolio as your reserve requirements. 

Investors seem to be saying they’re not being sufficiently compensated for risk at current multifamily prices and income levels.

Plus with FHA 4 unit properties you need to pass the self-sufficiency test which could cause more problems.A conventional 5% down might be a better option to buy a distressed property since conventional appraisals are more focused on the livability compared to cosmetic issues.

Also, on MFH 2-4 unit you will be required to pass the self sufficiency test to qualify.