What a well presented and mature comment, much respect to you. 1 thing to note is CA business and professions code strictly prohibits an agreement as such.

-> We reject 95% of the deals we analyze -> Most don't meet our strict criteria-> for safety and returns.If you've been considering diversifying into real estate but aren't sure where to start, let's connect.

The building code will likely differ if this is a mix-use building.

It can be exhausting trying to keep up with all the changes in local ordinances, section 8 (if you employ this strategy) or things that need to happen quickly (code enforcement / vacancies).  

They offer flexibility in design and can be customized to include a business space.Shipping container homes: While trendy, these can be challenging for mixed-use (residential/commercial) purposes due to zoning and building code issues in many areas.

LTRs are not attractive with a STR unless there's a strict level of isolation.

It’s common to hit some hurdles with traditional lenders, especially when LTV requirements are strict or when cash flow doesn’t align with standard underwriting practices.If you're looking to refinance quickly and pull out cash, private lenders might be more flexible with both LTV and the cash-out process.

The MEDIAN rents (50% higher, 50% lower) for the entire country are surveyed, collected and posted by HUD on their website www.HUDuser.org by either county or zip code in all 50 states. 

Section 8 rents in DC are no longer "set" by the zip code.

I would run the idea by the assessors office and maybe the code department.