Even a novice observer could not tell when that downgrade occurred by looking for a sharp uptick in the rates.

I am a believer that we must always read, listen, and learn other points of view to keep our mind sharp.

no, you're right, it's not bad for your lungs... give me a friggin break. and everyone I know who smokes consistently slows down and loses a lot of mental sharpness and coherence.

You could buy at market value and cash flow depending on your location.But what most people experienced (like here in Florida) was a sharp rise in appraised value (the bubble).And in these areas we are seeing a decline in values currently.

Of course, these same guys also say:"We expect prices to decline further through 2009 as consumers remain wary of taking on housing debt in these uncertain economic conditions....and"What is most worrisome about these sharp declines, and the general economic deterioration as 2008 ended, is that there is no sign of a bottom yet."

My stomach is getting sharp pains.AUGUST 13 Lumber delivered.

You've got some sharp short sale investors helping out too so it's just a matter of time.

Another BP member had a kitchen rehab on his blog with white cabinets, black granite countertop and stainless appliances and it looked mighty sharp.

You're a sharp guy Jason, but not sharp enough to sharp shoot me, you have a long way to go.

Also, he ain't no spring chicken and well into his seventies and, although sharp as a tack, he won't be teaching forever.It may be true that you can learn much from books, CD's and free forums.