WHAT I HAVE DONE THUS FAR: My research (frequent drives through the market) indicates that though Chattanooga is a relatively stable tertiary market, the MF segment in my target area (the downtown area) has high supply, which may take a while to move through the system.

If your market it highly competitive, you don't want to put all your resources mailing to just Absentee Owners.Two owner occupied segments have had success - without being over-popular yetSeniors with Long-Time Ownership - 15-20+ year ownership, age 60-89, specify median home values and eliminate known low equityOwners with Low Financial Stability Scores (FSS) - Struggling financially, 5* year ownership, age 40-89, eliminate known low equity, and specify median home value.Your list broker can run reports for you and most will charge the same $ as the online systems like ListAbility or Listsource.

Prices are dropping in that segment, fast.

What you point out makes sense to me; consumer lenders cater to the demographic segment that has zero disposable income and is all the sudden facing higher prices for gas, groceries and rent!

I've only had a handful of them, but they were all in the 'would like to sell' segment vs 'really need to sell'. 

There is solid concrete in various other areas of the yard as well.And there are tons of minor other issues related with sloppy cleanup (nails, concrete chunks, destroyed lawn segments) that are left unresolved.Despite being told yesterday that he or his guy would be here today to work, no one has shown up.

It's constructive eviction Tony Soprano style.Incidently, the guy who owns the sleeping rooms in my town, also owns the worst, most hardcore hilljack, redneck, biker bar.It's not something we encounter in our day-to-day existence as REIs, but it is a segment of the business that does exist.

To me, Dave's niche is the "financially illiterate/ irresponsible" segment.

My segment comes on around the 48th minute.

Comments please.http://www.houstonmatters.org/segments/segment-a/2...