So many hosts in the area do not, and just lost all their income for the season!

How easy is it to find banks/lenders that offer cash-out refinancing with short or no seasoning periods?

After the seasoning period, buy another fourplex and move into it while renting out your old apartment.

However, since you mentioned this is a mid-term rental strategy, make sure to factor in vacancy rates, seasonal demand, and potential furnishing costs, which can be higher than long-term rentals.What you may also want to consider:Exit Strategy: If rates don’t drop within 12-18 months for your refi, what will your backup plan look like?

I came in the middle of high season (11/1) and I was 43% in Nov, 64% in Dec.

#3 is a rule every new real estate investor (and many seasoned, including at times myself) need to remember.

@Brandon Craig, it sounds like you got your answer from two very seasoned individuals. 

STR for the high season and mid term for the off season.

I was advised by a (seasonal flipper) that I should transfer but now I am not so sure if this is what’s best. 

An 8-week stay could be a great opportunity, especially during your slow season, but a few things to think about:Since your guest has no reviews, maybe ask for a reference or just have a quick chat to feel things out.