The PMS around here are pretty terrible, I've worked with a lot of the larger ones in Cleveland and I think they just take on more properties than they can effectively handle and don't hire enough additional employees to make it work. 

We used The Real Estate CPA last year and were pretty displeased.

It would be pretty simple to find a mortgage loan calculator online; input the current loan balance; and modify the terms as needed.

Hi Tom,Those revenue numbers are wild... they're higher than I would have thought but those three properties are pretty sexy. 

You must be pretty good friends - most veterans (including myself) would never let a non-veteran assume their loan b/c the VA loan entitlement is not restored until that loan is paid off.  

My buyer was charged $4,000 by a company to try and get them a loan when it was pretty obvious they weren't normally qualified.  

I cold call and go direct to the seller and I have a 3 person team that pretty much just calls all day long for me.

I am pretty sure it would be dumb to pay or give her the 50% from the rent.

The purchase to cash flow ratio is much higher than majority of the states in the US but again not the only states.If you need any help or want to talk more REI feel free to reach out I have done a ton of business in both states and can walk you through pretty much anything.

Seems like a pretty straightforward way to do business.