Class A properties are going to cost you more, have lower cash flow, yet be more attractive to a higher quality tenant base.

. - PM provides a cash based accounting report every month, for every unit under management, that clearly labels all rent, all expenses, including management fees, and the net directly ties to the amount of money deposited into my bank account.- PM is a licensed handyman, or has them on staff, and takes care of most unit turn work at a reasonable rate. - PM has no breakup/termination fee- PM does not take project management fees, except on large or complicated CapEx projects exceeding $5,000. 

To improve your approval chances, use rental income from your first property, consider co-signers, and explore lenders that use Income-Based Repayment (IBR) for student loans.

Set clear and consistent application requirements so you can base your decisions on solid facts.

But, my answers are based on my actual experience being a real estate investor for the last 12+ years.I am 41 years old and currently own 160 units.

I'm an investor and Realtor based in Central NJ. 

The rule is based on if it's "within the primary dwelling unit" of the taxpayer or not. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

The company is based out of Sicklerville, NJ but also works in Philadelphia, where he was born and raised. 

There are financing options based on your specific circumstances.