If its the business then asset based lenders may be interested.

I am seeking a partner with significant financial resources to help bring my vision to life.I am open to any advice or ideas you might have.Thank you, I agree with Jay, you will not find a lender to lend on this type of project but you are going to need to bring in an equity partner.

Lenders usually determine whether properties are lendable based on the debt service coverage ratio. 

If you need lender recommendations use the forum to find out who others have used in your area. 

There's a post right above mine from a lender... there's always a lender offering $$$ even when people can't afford it. 

We always advise our investors on verifying with the lender or us reaching out to the tax assessor's office to get a good idea of what the taxes are.

Nothing illegal about doing that, but if caught, the lender may call the loan due and if you don't correct the situation or pay the loan off, they willstart mortgage foreclosure.3) You could also go the HELOC route to tap the equity in the home, but the 12-month owner-occupancy will also apply AND the interest rate on the HELOC will fluctuate with the Fed Fund Rate.4) You could do a cashout refi as an investment property, but that will be at an interest rate 0.5-1% higher than owner-occupied rate.Suggest you meet with 2-3 lenders to explore your options about the above.Once you have access to funds, recommend you buy a 2-4 unit with 20-25% down. - You can buy owner-occupied, live in one unit, and fix up and rent the other unit(s).- If you're handy, recommend buying a property in the worst condition you can tolerate.

As interest rates decrease cash on cash increases  both due to the fact finance charges are lower and as an indirect consequence you can often obtain higher leverage (meaning less cash invested) because the 1.2-1.25 debt coverage ratio most lenders seek as part of their underwriting takes into account interest payments.

Then they work with a lender to get them ready to get the long term loan to buy the property.  

Hi Michael, we're a national lender, so if you need financing in either locale, feel free to reach out!