Generally, lenders base their refinance valuations on the property’s in-place income and existing condition, not future projections.

Nice…You can’t offer less for a property full of fire rubble (lead and asbestos?)

I have no w2 job, a lot of toys (need to get a plane), can do what I want, can assist my son to find his way in life (he is leading his 2nd rehab) and if I wanted I have generational wealth (I have given away a lot money the last few years).  

Additionally, your brother would inherit your cost basis for the gifted portion, potentially leading to higher capital gains taxes if he sells later.

And how would rhetoric lead for such if spearheaded by a world class negotiator? 

Now the details, price, condition etc.. 

She keeps the apt in an immaculate condition.

Will likely take longer to close than a traditional hard money (they have to order an appraisal, satisfy lender conditions etc..).

I found a house that needed work, but was also over priced by a tad for the condition.

Looking to bolster my off market lead flow.