Thinking that may be a nice bonus!

I know a great agent in the area who helped my friend buy in Ogden and did a great job negotiating.

It's a job. 

If it's on your credit, you are on the hook for it.However, it shouldn't effect the loan process too much, a simple Letter Of Explanation should be able to get the job done with the correct investor. 

It could be a nice opportunity however I would be certain they will want you to make up the difference between $250,000 and whatever is left on the mortgage which btw in my opinion should be done with lender's knowledge and approval. 

Thanks,AniFor what it's worth: In my recent audit with the nice man from the IRS, he accepted my deductions of the interest payments on my many SubTo properties, none of which, was  I provided a 1098 by the lenders, because I could show him I was making the payments and how much.

Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

Yeah, no question, I'd be taking my $2.5m payout on my $2m property and going to Carolinas, they got dang nice beaches too. 

I always tell clients to take care of the hard job first - If this is a sellers market then find your property and even get it under contract before you sell your old property.  

I did a better job syncing using iCal directly.