The best and fastest way to get your answer is to talk to multiple property tax protest firms, you might be able to fish for your answer or at least you could hire them and they can take care of it for you.

Multifamily is a tough nut right now for peak cycle in most markets.

Fish like creature... or... some situation where builders chew up profits for pressure treated lumber?

It's true.. around bp I am a tiny fish in the commercial side.

I must be a "small fish" that they think they can get money out of me maybe incrementally.... 

The only other reason for a dock would be aesthetics and fishing, which I think would add marginal value at best.

When not working I try to spend as much time in or on the water surfing, fishing, or relaxing.Cheers and I look forward to networking in the Wilmington, NC area!

I'm just never sure about what applies to our situation after reading the city rules and regs, partially because I probably don't want them to apply to me and because I feel like we're just small potatoes and the rules are meant to apply to the big fishes.

I think I'm going to go with a Keurig and offer a variety of coffee, tea, and cocoa pods rather than a cheap $20 coffee pot (that always drives me nuts when I stay places!)

But really its what ever makes you happy .. if your happy saving all your money and such.. then that's your right to do.if you want to spend every penny on your car and cloth's and live in an apartment and have 200.00 in your savings account with 50k in CC bills that's your right.. for me personally a good safety net of cash is what makes me happy along with some key real estate bought an Paid for and what I choose to be extravagant with others would probably think its nuts or not necessary..