You might find a local credit union or community bank that will go to 95 -100%.At one point I called 2 different VA Regional Loan Centers regarding this section in the VA lenders handbook:Assumability - The second mortgage should not restrict theVeteran’s ability to sell the property any more thanthe VA first mortgage.

They may favor buyers who demonstrate a willingness to use the property in a way that aligns with their values.Pricing: Non-profits might prioritize achieving fair market value, as they have fiduciary duties to maximize value for their mission.

Similarly, a credit report fee upfront is reasonable, but these can often be avoided as well.

Tyler,Within my 20 years of experience as a landlord, if I had $150k and good credit, I’d focus on either flips for fast capital or rentals for long-term cash flow—trying both at once can slow you down.

We quickly saw its potential and finalized a deal with terms favorable for a successful flip.

I'm not an loan officer, but I know some banks locally like ORNL Credit Union have offered a 0% down conventional loan product.

It depends. all you talked about was the property but financing is more about the borrower, their experience, their credit, the cash available etc.

B) pay all the remaining rent but I’ll credit it against the kid’s rent next year.

DM me and I'll connect you with the Credit Union I send my clients to.

You may need to pay points if you put less than 20% down, but lots of no point options once you get to 20% down as long as you have decent credit scores.