We have assisted clients that hold property individually or in an entity and they transfer to another entity and have never had a lender call the note due. 

My personal credit score is a 780 and I have multiple other properties but still not busting the DTI metric. 

Our team along with clients all are heavily investing in the area, and it is a strong place to start. close proximity to New York and New Jersey, paired with extremely affordable property/taxes and high rental demand make it on most people's radar.  

@Joel Oh- if you are using a loan to acquire the property - the lender  requires  insurance ....if you own the property  free and  clear - your  choice  but I would still  recommend  insurance 

@Alexei Semenov what Class is your property?

Quote from @Garry Lawrence: I need advice on a serious situation involving a property I’m about to buy.

I am having trouble figuring out what the revenue might be from this property. 

Similarly, if you put several Class D tenants in a Class A 4-plex, what do you think will happen to the property?

On my property above I'm prep'ing to build a new unit...you could arguably say that changes the nature of the use...and it likely does.

Let's connect and we can go take a look at the area and properties.