Short-term rentals (Airbnb/STRs) offer higher cash flow but come with stricter zoning laws, higher management costs, and more active involvement. 

These areas could all be excellent long-term plays.

Finding a lender that offers a HELOC on an investment property can be a bit challenging, but it's definitely possible.

These homes can present excellent opportunities.

The area has seen growth in both the residential and rental markets, making it a potentially lucrative investment.For financing, you can explore options like conventional loans, FHA loans (for owner-occupied properties), or even local programs that might offer lower down payments for investment properties.

I am the agent and offer on my own deals.

Fund and Grow appears to offer nothing more than one of those credit card stacking schemes that were popular here years ago.

It was held by the previous owner for a very long time, so I wouldn't be surprised if some basic facts about the house are incorrect.I was making an offer on a house a couple years ago and discovered that the owner was paying taxes on an additional house that was on the neighbors lot and didn't know it!

Additionally, your retirement accounts offer some protection from potential lawsuits.

I appreciate any feedback or suggestions you may have to offer.