Began scanning MLS everyday to find a deal (I am my own realtor and this is my first transaction).January 2024 – After searching deals daily, I saw a property listed that day for 219,500 two blocks from my parents home and promptly made an offer that day for 222,222.Listing realtor kept the bidding open for a week and asked for a counter based on competing bids (in hindsight I don't think there were actually other bids).

If you bid on the HOA foreclosure, you more than likely bid subject to any existing senior liens (Like a lender). if the property is in North Carolina, NC is NOT a super lien state so, no, a HOA foreclosure will not wipe out the lender unless they recorded behind the HOA meaning, more than likely, you'll bid, win, then get a notice from the lender (Assuming there is a loan) stating to pay them or they'll foreclose (Happens every day).

Don't give up, work on this everyday.

I am learning something every day.

It's a very noisy space with such a low barrier to entry (there's about a 1000 new wholesalers every day cold calling distressed property owners in hopes to get a contract that's much lower than FMV). 

Travel nurses hold a special place in my heart because my husband was hospitalized for a long time and we met so many special travel nurses and other medical professionals ; )  That said, the niche of medium term rentals is growing every day.

Another one was just use the cards for my everyday expenses allowing me to keep more of my own wages and capital to invest.

I am on site virtually everyday communicating with the contractors and coordinating their efforts (we act as GC).  

Just remember, wherever you go, it still comes down to making sacrifices, remembering this is a 10 year process not a quick fix, and being solid with your everyday budget and goals and living below your means; boring but effective.

Hello Ben, I speak with lenders about this every day as it is a common issue.