Hi Diana, The seller’s offer sounds quite generous and shows a lot of good faith, which isn't something you see every day.

Picking an area that is more accessible but you don’t have to be in everyday is great.

"I would be  deeply saddened if my handyman were to join the ranks of the above guys.. and handymen being 'caught' and prosecuted from time to time in Cali thanks to the CSLB 'below $500 rule' is likely anything BUT a miracle; if anything, an everyday occurance.

He kind of blew my mind but he said that his interest rate changes every day based on someplace in London essentially.

Find areas you want to invest in and study it every day or every other day.

There's also a book called The Everyday Millionaire, a precursor to Dave Ramsey's study of millionaires, same stuff...no credit card debt, paid off house(s), paid off cars, piles of cash in retirement accounts. 

So, you absolutely pay interest everyday you have the loan. 

The Armchair Economist: Economics and Everyday Life, Steven E.

I would not count on property in this area dropping, there are too many people moving here every day. 

There are 20-40 properties that are purchased in our relatively small market each and every day.