Happy to go through some details on that though if that would be helpful!

The real way to answer this question is to do a detailed break down of the numbers. 

It's a detailed perspective on how private lending works, with practical strategies for building wealth through this niche.

There are many REI strategies and Risk/Reward scenarios.Your will get far better responses if you give more detail about your investment and personal background. 

If you can find a precedent, that could bolster your argument significantly.Lean on the Physical Details: Four mailboxes, four sewer lines-those are big indicators that the property has been treated as a four-unit for some time.

Quote from @Bob Asad: Thanks for the detailed response.

Here's a post where I go into detail about DSCR loans as far as the importance of cash flow, credit scores and down payments: https://www.biggerpockets.com/forums/49/topics/1080147-refinance-rate-105Lender terms and fees vary widely.

You need to make sure you understand every detail: how the lease terms adapt over time, what kind of negotiating room you’ll have when it’s time to renew, and whether lenders in your area are open-minded about financing these kinds of ground leases.

I’m seeking guidance on how best to approach this situation and would appreciate your thoughts on what you would do if you were in my shoes.Here are the details: My current home loan is $242,000, and the property is estimated to be worth approximately $420,000 (± $5,000).

General Market Dynamics (Population Growth, New Construction/Development, DOM, average SFR Purchase Price)What other topics would you recommend be addressed in our content that would showcase the future growth and opportunities to our stakeholders?