And a general contractor would NEVER sign a customers contract 

The ability to find a good sales price under $200K with low taxes and affordable insurance is getting harder to find but in Oh & IN its still easy.Inventory is strong and the rents are above normal so even though your under $200K you can still earn a good profit.

I have a ton of customers in CA that have purchased in all over Middletown, OH.

I'm currently working with a lender that has a $50k minimum, and his rates and customer service have been great so far.

Liability insurance covers negligence.

I will give you my numbers since we are 3 years into Velocity Banking.Home was purchased at $410k.Interest rate: 3.125%30 year termMortgage payment is around $1950 (includes insurance and property tax)HELOC: 8.25% Variable rate - current rateCredit Limit: $97kLet's say I made $10k a month and our expenses were $6k each month including the mortgage.

With a 4-unit building, that’s a very high customer concentration.

Make sure you ask them good questions, make sure they carry insurance and that they are available year round. 

Agent: Their experience with investing personally and their experience working with customers just like you.

They have the choice of finding their own insurance or they can be automatically enrolled in my master policy.