I'm a digital nomad who purchased a 4plex in Carson City, NV a couple of years ago as a buy & hold.

That said, I am thinking about Wake Forest, Garner, Apex as frontrunners based on the fact that they are closer to RTP and have generally good schools.

Renting it out while strategically leveraging the equity could be the best path forward.As @Jaycee Greene said, DSCR looks at your credit rather than DTI.

For instance, your bathroom picture is so close up that it looks even smaller than it probably is.

I have a couple insurance brokers that may be able to help.

I also hold a couple of real estate forums in the area for people like yourselves to connect with service providers, GC's, etc. 

Usually b/c if the deal is so amazing, the money is rarely the issue, and b/c those people that do have the money thus get to cherry pick for the 1 in 10 or 1 in 15 that is the MOST amazing of "amazing deals." 

There are a lot of pieces that go into the deals and giving someone a percentage of profit will start to become less of a value than what it was at the beginning. 

Send me a PM and I'll send you a couple of examples of what is on the market outside of Atlanta so you can run your numbers and see if that fits.

He knows his stuff and is really good at making IG videos: his brand is a very clever mix of being super humble, telling everyone profits are less than you think and then flashing some fat $$ he made by selling to his investors.