You can, for example, control a $1M asset that appreciates $30-50k per year with a $50k down payment plus closing costs if your DTI is in good shape.

We understand that not every lender will provide us with a commitment letter due to risks outside of our control (the market, covid, the borrower, etc).

If you want to grow, then scaling within control is good.

Option B who cares don't spend your time vetting deals for a premium put it in a CD or index fund and go make more money.  

The answer is that if the lender that's doing the hard money loan is only funding the purchase and not the rehab, they then have less oversight of the project since they're not doing the draws, and thus not seeing the progress of the project and having control of the funds or draws from the rehab to make sure the project is progressing.

Any changes in federal spending could influence the job market and, subsequently, the real estate market.4.

1. 380k2. 280kHe wants to spend $350-400k on primary.

The police love to claim it's a "civil matter" so they won't have to spend time and energy on it. 

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

Otherwise would've just kept 100% control and invested in real estate or index funds myself.