You are about to see the power of compounding, as in exponential returns vs linear returnsProject total PV/year if assumed appreciation is 5%/year over next 10 yearsOption #1:  All CashAccumulated PV = $163k (that's $163,000)Option #2: 20% DPAccumulated PV = $4.4M (that's $4,400,000)

I've seen homes built in 1980 with bowing walls and homes built in 1920 that look solid still.

The TSP advice is great by the way, I would mention the book "The Simple Path to Wealth" being that you're still young and the compounding power of money and time can only work for you at this point. 

Here is a quote I heard from Hal Elrod “Your level of success will rarely exceed your level of personal development because success is something that you attract by the person you become”Here is my list of the top books that have made the greatest impact on me so far, and I would like to recommend:The Miracle Morning by Hal ElrodThe Book on Rental Property Investing by Brandon TurnerThe Book on Managing Rental Properties by Brandon and Heather TurnerRich Dad Poor Dad by Robert KiyosakiThe Compound Effect by Darren HardyBuy Rent Rehab Refinance Repeat by David GreeneMaxout your Life by Ed MylettThe Book on Tax Strategies by Amanda HanThe Five Love Languages by Gary ChapmanThe Ultimate Self-Directed IRA by Jeff AstorEnjoy, learn, and most importantly take action!!

This compounded our seed money a lot faster than not selling. 

It's just so important (at least in my opinion) to get started sooner than later - compound interest is no joke and definitely makes a huge difference in real estate.Do you have any idea where you want to start looking in Chicago? 

This is texturing done with drywall joint compound over a bare drywall ceiling, as evidences by the mud visible in the second photo under the failed patch.

In other words, the sooner you receive the cash, the higher the IRR will be.IRR is one powerful metric in helping to choose an investment, but you need to keep in mind that it doesn’t always equal the annual compound rate of return on an initial investment.

I’m also reading the Mindset: The New Psychology of Success by Carol Dweck and The Compound Effect by Darren Hardy along with a few others at the moment.

Do you recommend taking out 1/3rd of my retirement account or is that crazy (killing my compound interest)?