But you would have to calculate the individual debt services to see if the debt is cheaper or more expensive.

I’m always eager to expand my knowledge and network with like-minded individuals.

I can't comment on the Indianapolis market but I am always weary of individuals jumping into flipping houses as their first exposure to real estate.

We are already able to get get LOANS on our Cryptocurrency holdings without a credit check or going through a 3rd party, central authority.

That will be up to the facts of your individual case.

Alternatively they can purchase a portfolio of occupied homes at a discounted price because the seller of the portfolio in most instances first tried their hand at selling the homes individually to the owner occupant and after experiencing 13-15% in disposition fees and expenses realized its not worth the effort and better to package the assets and sell discounted to another investor.Keep in mind, most of these SFH's are in stagnant markets meaning limited appreciation and if you ever took the time to look at an amortization schedule  there's no meaningful principal paydown for many years.

Often times these approved vendors are more expensive than the individual you can contract with on your own because they know they are the only show in town.3.

I have spoken to my neighbours but they do not know who the HOA board members are ( it is a large complex with 100 + townhouses).It is very strange but it has not proved to be a problem in the past as the management company deal with the properties externally ( eg painting ) and the common parts and have always done so competently and individual oners deal with the inside of the properties.They are now proceeding with the painting without doing anything about the termites.

(HACW being "Housing Authority County Wake"; and HAP being "Housing Assistance Program").

Mostly you're going to see that on high end expensive homes, where sellers only allow pre-qualified individuals to tout their homes.