Your choices are to save more money or work harder to find one off-market for a below-market price.

If the latter, you will likely not have a choice as most rehab loans require a GC.

It takes many years of work and experience to become a well known listing agent of choice at scale (and continued good execution to maintain it).

It wouldn’t make sense for someone to say, “well this is the best choice I can make in the moment so I’m gonna make this other one instead”.

Maybe we can pass that off for $245k from the current $250k ;)Too good of a client to ever give up by choice - they are just good people and model clients, which on any engagement is a rarity, never mind such a large one.  

FYI - I checked with my insurers about increasing the coverage values, and I was told by the agent that is the value their construction cost algorithm shows and, while my choice, I would overinsure by paying for more coverage.On the surface, it's great insurance - more coverage for less premium.

Overall, it seems like a solid choice for those looking to invest out of state.

I am inquiring on their default amount with the bank, if the balance is alarming, my choice is to withdraw from the transaction.

If you are looking out of state and can't find what you are needing in your first choice.

I personally feel off market is not usually a good choice for a newbie. - avoiding lower class is important but even more so OOS.