Our government has responded by aggressively curtailing economic and social activity in order to suppress the further spread of the virus as quickly as possible.

This is in large part due to the extraordinary appetite of the large Self Storage operators and REITS who have been rapidly buying-out all of the "mom and pop" self storage facilities nationwide, while simultaneously constructing large yet extremely efficient facilities in most major markets.

My agents have requested quotes from a multitude of markets, big and small, only to hear that the carriers have no appetite for this type of risk.

I know everyone risk appetite are not the same.

The reality is the aggressive ones that have an appetite are still lending money as they normally have in the past...in fact we are refinancing a commercial property as we speak.

Some may have the appetite for a loan such as yours. 

We see it all the time where a company grandfathered in a certain type of risk (ie motels or apartment storage units) and no longer have the appetite to underwriter this type of risk anymore usually due to losses incurred from the risk category.

They have an appetite for a particular niche...until they don't.  

Also risk appetite.

TX has some of the highest properties taxes in the nation which signicantly suppresses cash flow.