There is a reason so few landlords accept it through their rentals. 

YEs, it's cheating, but you won't be the first who has done this.Side note - I never understood why a college degree counts for S**t towards being a GC.

Oh, and accept the fact that they disregarded the risks and therefore shouldn't be bailed out.

Quote from @NA NA: I'm sorry, but you have to accept responsibility for these decisions.

NONE of these "ands" is a guarantee so it mathematically is incorrect to call it a numbers game.it is NOT a numbers game.The harsh reality of the matter is you need to think, and stop accepting opinions from others just because you want them to be true.

I made myself take QB classes and struggled for years, my CPA said what I am doing is about 80% correct and it was a ton of work to clean up the files. 80% is not acceptable for me when it comes to IRS stuff.

IMHO this isn't an acceptable trait in a flooring material. 

Perhaps, it is best that we terminate the lease because I can’t continue accepting late payments until the lease is up.  

Thanks so much for your help in advance Short answer is yes there are no income products and or stated income products you could utilize till you eventually start filing an acceptable form of income to qualify back for full documentation loans again (eventually).

There is no magic pill out there that gives ultra returns and is ultra safe there are many investments along a SPECTRUM of risk and potential upside with varying degrees of potential tax benefits and deferment strategies.