I regularly attend workshops and seminars to stay updated on industry trends and best practices.

How are we seeing this rule change play out in practice?

My practice is to send a .pdf copy of only the first one or two pages of the DU showing approval only and strength of qualifications such as Fico Score etc...   

Quote from @Ahmed Aboelela: Practice, practice, practice!

Be aware, they do not practice safe creative financing nor do they understand how to deal with the problems as they arise.

But it's a great tool for practicing analyzing deals :)

By that, I mean the contractual penalties, not the practical penalty such as loss of principal due to foreclosure of the property, dilution, and so on.Then, you must decide whether you “want to” meet this capital call.

As posted above, though, OPM may not be practical for a novice investor. 

My practice area is estate and trust based planning for individuals and businesses.

So when and if they tried that stunt on us we just would keep the EM and resell.but in practice those guys always closed we smoked them out day one.