I have received numerous applications and several people meet my criteria.

Every city has its own mix of 'good area' and 'bad area' thing going on to some extent, but the bigger picture needs to be solid firstly.Beyond that, I think you're touching on numerous different things here but my mind would be on getting actual numbers/data. 

There is nothing more required.There are numerous options non of which would involve recoating the bathroom.

Yes, commercial investors can have numerous loans...totaling in the hundreds of millions. 

I never thought poorly of my LLs or PMs, unless I made numerous repair complaints that were never addressed. 

Enough to cover you for a complete loss and potentially getting sued for numerous reasons.  

There are numerous ways. 

Other Expenses;  There are numerous other expenses that occur for each property. 

Numerous reasons both good, bad or even indifferent.

In the tax world, substitute the last word for crooked.As a former tax man, I cringe when I hear numerous stories such as this.